Have you calculated the full cost of buying a home? Calculate your stamp duty, other government fees and hidden fees with our calculator.Ĭompare deposit guarantee premiums from several insurers. Should you pay Lenders Mortgage Insurance & buy a home now or save for a bigger deposit? Use our buy now or save calculator to compare options. What is your borrowing capacity? Try our Borrowing Power Calculator and find out how much the banks will lend you for your home loan When is stamp duty exempted in the ACT?Īpplying for a low doc mortgage? Use our low doc BAS calculator to find out how the banks assess your income from your recent BAS. If you wish to speak to an expert mortgage broker, please call us on 1300 889 743 or enquire online and we can let you know which lenders can approve you.įree mortgage calculators to help give you a better insight into how the banks will view your home loan application.ĪCT Stamp Duty Calculator 2023: Conveyancer DutyĬalculate the stamp duty on property purchases in the Australian Capital Territory (ACT) using our calculator. You can access a range of mortgage calculators on our website which will help you to work out your borrowing capacity and the cost of your mortgage. This page will tell you how much you can save by making extra repayments into your offset account. To find out more about how an offset account works or to calculate your average offset balance please see our offset account calculator page. Of course if you access the funds you have paid into your offset account then you will lose the benefit from making your additional repayments. This will enable you to access the funds in the future with greater ease.
If you are disciplined with your money then it is better to make those extra payments to your offset account. Yes, making additional repayments to a 100% offset account will have the same effect as if you had made the extra repayments to your loan account. LEARN MORE Can I make extra repayments to my offset account?
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